“Empowering Unwed Mothers: Understanding the Benefits of Kerala Snehasparsham Scheme”
Kerala government has taken a step forward in protecting and helping unwed mothers through the “Snehasparsham” scheme. This scheme aims to provide financial assistance to unwed mothers who are victims of social exploitation and atrocities. It is a significant initiative to empower these women and protect them from the hazards of abortion-related deaths. In this blog post, we will discuss the objectives, eligibility criteria, benefits, required documents, and how to apply for the Snehasparsham scheme.
Introduction Of Snehasparsham Scheme
Kerala Snehasparsham Scheme is an initiative by the Kerala government to help and support unmarried mothers who are victims of social exploitation and atrocities in the state. The scheme aims to provide financial assistance to these women to help them live a life of dignity and security. As a part of this scheme, the government provides Rs. 1,000 per month to the beneficiaries. The main objective of the Kerala Snehasparsham Scheme is to protect and empower unmarried mothers who are often neglected from the mainstream of society.
Objectives
To protect unwed mothers from social exploitation and atrocities.
To provide financial assistance to these women for their basic needs.
To help them get educated, employed and receive proper healthcare, especially reproductive and child health.
To prevent abortion-related hazards and deaths among teenage unwed mothers.
Full Overview Kerala Snehasparsham Scheme
Scheme Name
Kerala Snehasparsham Scheme
Announcement
Govt of Kerala
State Name
Kerala
Implementation
Ongoing
Objective
To provide financial assistance to unwed mothers in Kerala
Incentive
Rs. 1,000/- per month
Beneficiaries
Unwed mothers living in Kerala
Eligibility Criteria
Beneficiaries should be under 65 years of age, should not be a recipient of any other government pension scheme, and must have an account in a post office
Application Process
Offline registration through nearest ICDS officer/District Social Justice Officer
The Snehasparsham scheme is a significant initiative by the Kerala government to protect and help unwed mothers who are victims of social exploitation and atrocities. This scheme provides financial assistance to these women for their basic needs and helps them get educated, employed, and receive proper healthcare. The scheme also prevents abortion-related hazards and deaths among teenage unwed mothers. By empowering these women, this scheme contributes to a more equitable society. Therefore, it is crucial to make the scheme available and accessible to the beneficiaries.
The agriculture sector is the backbone of the Indian economy, employing more than 50% of the total workforce. However, farmers face numerous challenges, such as lack of access to finance, inadequate infrastructure, and climate change. Natural calamities like floods, droughts, and storms add to their woes by damaging crops and causing economic losses. In Andhra Pradesh, the state government has launched the YSR Free Crop Insurance Scheme to provide financial protection to farmers in case of crop loss due to natural calamities. Let’s understand the scheme in detail.
Introduction Of YSR Free Crop Insurance Scheme
The YSR Free Crop Insurance Scheme is a flagship scheme launched by the Government of Andhra Pradesh. It aims to provide free crop insurance coverage to farmers in the state. The scheme covers 22 crops, including paddy, maize, groundnut, cotton, and chilli. Farmers can avail of the scheme benefits by registering their names and paying a minimal amount of Rs. 1. The government will pay the premium amount on behalf of the farmers.
Objectives
The primary objectives of the YSR Free Crop Insurance Scheme are:
To provide financial cover to farmers in case of crop loss due to natural calamities.
To improve the economic condition of farmers and reduce their financial burden.
To promote agricultural growth and ensure food security in the state.
Full Overview Of YSR Free Crop Insurance Scheme
Scheme Name
YSR Free Crop Insurance Scheme
Announcement
Govt Of Andhra Pradesh
State Name
Andhra Pradesh
Implementation
Updated On 2023
Objectives
To provide financial assistance to farmers in case of crop damage due to natural calamities and to encourage them to undertake crop production
Incentive
Free Crop Insurance for farmers
Beneficiaries
Farmers in Andhra Pradesh State
Application Starts
Before the commencement of each crop season
Process
Online Registration through the official website or mobile app
Official Website
No (Update Soon)
Eligibility Criteria
To be eligible for the YSR Free Crop Insurance Scheme, farmers must fulfill the following criteria:
The farmer must be a resident of Andhra Pradesh.
The farmer must have cultivated any of the 22 crops covered under the scheme.
The farmer must have registered their name and paid Rs. 1.
Benefits
The YSR Free Crop Insurance Scheme provides the following benefits to farmers:
The scheme covers crop loss due to natural calamities like drought, flood, cyclone, etc.
Farmers do not have to pay any premium to avail of the benefits.
The scheme covers the entire cost of cultivation, including seed, fertilizer, and other inputs.
Farmers will receive compensation based on the extent of crop damage, ranging from 75% to 100%.
Key Features of the AP Free Crop Insurance Scheme
Crop insurance in Andhra Pradesh has the following features:
National Agricultural Insurance Scheme (NAIS) is implemented from Kharif 2000 season to provide financial support to farmers in the event of crop loss due to any calamity and stabilize farm incomes.
Andhra Pradesh is the only state to have the “Village as Insurance Unit” scheme in all districts from Kharif 2008 season onwards, which provides more benefits to farmers as the losses in smaller areas would be more representative.
A.P. stands in the number one position in terms of area covered, farmers covered/claims paid, and farmers benefited. Claims in respect of Kharif 2011 & Rabi 2011-12 amounting to Rs. 460.30 Cr. in favor of 10.20 lakh farmers were released for all the 22 districts.
All farmers, irrespective of their category of marginal farmers/small farmers or big farmers, including tenant farmers and sharecroppers, are eligible to enroll under the crop insurance scheme. Crop insurance is compulsory for loanee farmers and voluntary for non-loanee farmers.
Premium subsidy of 10% is allowed on premium to small and marginal farmers.
In addition to the Mandal Insurance Unit Scheme, the Government of Andhra Pradesh started the “Village Made as Insurance Unit” Scheme for the first time in the country, which is implemented in all districts for major crops. The lower size of insurance units (villages) is more representative in yield estimation, and lakhs of farmers are additionally benefited in the event of crop loss.
To encourage more non-loanee farmers to cover under the crop insurance scheme, special drives have been taken up involving extension staff of the Department.
Weather Based Crop Insurance Scheme (WBCIS) is implemented during Kharif 2009 season to mitigate the hardship of insured farmers due to the financial loss on account of anticipated crop loss resulting from adverse deviations of weather parameters like rainfall, temperature, relative humidity, wind velocity, etc. Automatic Weather Stations (AWS) are established in all the mandals of the state to measure the weather parameters.
Premium subsidy under WBCIS scheme is around 25 to 50 % to all farmers irrespective of their category.
Modified National Agricultural Insurance Scheme (MNAIS) is introduced during Rabi 2010-11 on a pilot basis in 3 districts with many more farmer-friendly features such as coverage of post-harvest losses, prevented sowings, etc. Rice crop is selected for implementation under the village-made unit under this scheme.
Weather Incidence
Description
Deficit Rainfall
Rainfall is below average for a specific period or area.
Excess Rainfall
Rainfall is above average for a specific period or area.
Unseasonal Rainfall
Rainfall occurs outside of the expected season.
Rainy Days
Days with measurable precipitation.
Dry Spells
A period of abnormally dry weather lasting several weeks.
Dry Days
Days with no measurable precipitation.
High Temperature
Temperature is above average for a specific period or area.
Low Temperature
Temperature is below average for a specific period or area.
Relative Humidity
The amount of moisture in the air compared to its capacity.
Wind Speed
The speed at which air moves horizontally.
Cyclones
Large-scale weather systems characterized by low pressure
Combination
Weather events that occur together, such as a heat wave and drought.
Required Documents
To register for the YSR Free Crop Insurance Scheme, farmers must provide the following documents:
Aadhar Card
Ration card
Bank Account Details
Land Ownership Documents
Crop Details
Passport size photograph
How to Apply for the AP Free Crop Insurance Scheme
to apply online for the AP Free Crop Insurance Scheme
Visit the official website of the Department of Agriculture, Government of Andhra Pradesh.
Click on the option “Apply for YSR Free Crop Insurance Scheme” on the homepage.
Fill in the application form with all the required details, such as your name, email ID, mobile number, and address.
Upload all the necessary documents and click on the submit button to submit your application.
To check the payment status
Visit your bank branch with your passbook and print it.
Check the entries in your passbook to see if you have received the benefit amount of the YSR Free Crop Insurance Scheme.
Ask the bank official about the benefit amount of the scheme directly with your account number.
To view the beneficiary list of the YSR Free Crop Insurance Scheme
Visit the official website of the scheme.
Click on the beneficiary list option on the homepage.
Select your district, Mandal, village, block, etc., and click on submit.
The beneficiary list will then be displayed on the screen.
At present, the government has not launched any official website or application process for the scheme. However, interested farmers can currently apply for online registration through the government’s invitation. This upcoming scheme aims to provide farmers with insurance coverage and financial assistance during difficult times, with the goal of alleviating some of the challenges they face. It is expected to be a beneficial program that will help farmers overcome various obstacles and improve their livelihoods.
The YSR Free Crop Insurance Scheme is a commendable initiative by the Government of Andhra Pradesh to provide financial protection to farmers in the state. The scheme covers a wide range of crops and provides compensation in case of crop loss due to natural calamities. The zero premium and minimal registration fee make the scheme accessible to all farmers, regardless of their economic status. It is hoped that the scheme will benefit a large number of farmers and contribute to the overall development of the agricultural sector in Andhra Pradesh.
Chief Minister Arogya Arunachal Yojana (CMAAY Health Insurance)
The CMAAY is a significant healthcare program in India, given the country’s pressing healthcare needs. It is a health insurance scheme launched by the Government of Arunachal Pradesh to provide financial aid to its citizens for high medical expenses. In this blog, we will discuss the essential goals, eligibility criteria, benefits, necessary documents, and application process of the CMAAY health insurance scheme.
CMAAY Health Insurance
The Chief Minister Arogya Arunachal Yojana (CMAAY) is a health insurance scheme launched by the Government of Arunachal Pradesh to provide financial protection to its citizens against high medical expenses. The aim of this scheme is to ensure that everyone in the state has access to quality healthcare services and to reduce the burden of medical expenses on the citizens Through this project, the Arunachal government has promised to provide Rs 5 lakh free of cost for medical treatment to the poor people and government employees of the state
Objectives Of Chief Minister Arogya Arunachal Yojana
The primary objective of the CMAAY health insurance scheme is to provide financial protection to the citizens of Arunachal Pradesh against high medical expenses. The scheme also aims to:
Ensure that every citizen of the state has access to quality healthcare services
Encourage people to opt for preventive healthcare measures
Reduce the burden of medical expenses on the citizens of the state
Provide coverage for all types of medical expenses, including pre-existing conditions
Ensure that people from all walks of life can afford quality healthcare services.
Full Overview Of Mukhayamntri Arogya Arunachal Yojana
Name of Scheme
Mukhayamntri Arogya Arunachal Yojana
Launched by
Government Of Arunachal Pradesh
State Name
Arunachal Pradesh
Implementation
Updated On 2020-2021
Objectives
To provide free medical treatment for the benefit of govt employees and general people of the state
Fill in the application form with all the required details
Upload the necessary documents
Submit the application form online
After the verification of the application, the health insurance policy will be issued to the applicant.
Login Procedure
Open the official website of Chief Minister Arogya Arunachal Yojana.
On the website’s homepage, look for a link that says “login” and click on it.
The login form will appear on your screen. You will see three fields: username, password, and captcha code.
In the first field, enter the username that you have created for your account.
In the second field, enter the password that you have chosen for your account. Make sure to enter it carefully and correctly.
In the third field, you will see a captcha code. This is a security measure to ensure that you are a human and not a robot. Type the characters you see in the box next to the code.
Finally, click on the “login” button to complete the process.
Congratulations! You have successfully logged in to the Chief Minister Arogya Arunachal Yojana portal. Now you can access all the features and services that the portal offers.
Scroll down to the bottom of the homepage and click on the “Know Your Card” link.
Now, enter your Aadhaar number or URN (Unique Registration Number) in the provided field.
Click on the “Search” button to proceed.
The system will then display the status of your card.
Applying for hospital empanelment:
Go to the official website of Chief Minister Arogya Arunachal Yojana.
Click on “Empanelment” and then click on “Apply”.
Select your hospital type and fill out the application form with basic information, human resources, general infrastructure, and diagnostic facilities.
Upload all the required documents and click on “Save” to complete the application process.
Checking the status of hospital empanelment:
Go to the official website of Chief Minister Arogya Arunachal Yojana.
Click on “Empanelment” and then click on “Check Status”.
Enter the reference number and click on “Search” to check the status.
Lodging a grievance:
Visit the official website of Chief Minister Arogya Arunachal Yojana.
Click on “Feedback and Grievance” and then click on “Grievance”.
Click on “Lodge New Complaint” and fill out the complaint form with your details and the nature of the grievance.
Select the area and grievance type and click on “Submit Complaint”.
Downloading important forms:
Go to the official website of Chief Minister Arogya Arunachal Yojana.
Click on “Documents” and then click on “Forms and Downloads”.
Select the form you need, such as the Pre-authorisation form, Feedback form, Referral form, etc.
Click on the form to download it.
Viewing package rate list:
Go to the official website of Chief Minister Arogya Arunachal Yojana.
Click on “Benefits” and then click on “Package”.
Click on “List (Speciality Wise Package)”.
Select your package type and category and click on “Get Package List” to view the required information.
Viewing impaneled government hospital list:
Go to the official website of Chief Minister Arogya Arunachal Yojana.
Click on “Hospitals” and then click on “Government”.
Select the option based on location, such as “Within Arunachal”, “Chief Minister Arogya Arunachal Yojana”, or “Outside Arunachal”.
Click on the option to view the empanelled government hospital list.
Viewing private empanelled hospital list:
Go to the official website of Chief Minister Arogya Arunachal Yojana.
Click on “Hospitals” and then click on “Private”.
Select the option based on location, such as “Within Arunachal” or “Outside Arunachal”.
Click on the option to view the empanelled private hospital list.
Viewing dashboard:
Go to the official website of Chief Minister Arogya Arunachal Yojana.
Click on “Dashboard” under “Arogya Arunachal Yojana” to view the dashboard.
To find answers to your questions related to the scheme:
Go to the official website of the scheme
Look for the FAQ button or section on the website
Click on it to open the FAQ page
Browse through the list of frequently asked questions to see if your question is already answered
If your question is not there, look for a search bar on the page and enter your question
The website will show you relevant answers or direct you to the page where you can find the information you need.
In case you don’t find an answer to your question, you can always contact the helpline number or write an email mentioned on the website to get more information or assistance.
Contact details:
If you face any issues, you can contact the helpline number at 1800 233 5558 or write an email to care_arp@mdindia.com.
To access additional crucial information about CMC Vellore Treatment or Arunachal Pradesh any Hospital treatment guidelines, simply click on the “Other Links” section available on the official website. This section will provide you with links to various resources that can help you understand the treatment process better.
The Chief Minister Arogya Arunachal Yojana (CMAAY) is a helpful program by the Government of Arunachal Pradesh that provides financial support to the citizens of the state for their medical expenses. This scheme covers all kinds of medical costs, even for pre-existing conditions, at designated hospitals. The rules are easy to understand, and applying for it is not complicated.
Arunachal Pradesh, a state in northeastern India, is abundant in natural resources, but many of its young people struggle to find employment. In response, the government has launched the Deen Dayal Upadhyaya Swavalamban Yojana to encourage unemployed youth to start their own businesses. This scheme provides financial assistance in the form of subsidies on startup loans, enabling young entrepreneurs to set up small and medium enterprises. Let’s take a closer look at the objectives, eligibility criteria, benefits, required documents, and application process of the Deen Dayal Upadhyaya Swavalamban Yojana.
“पूरी योजना का हिंदी में अवलोकन”
दीन दयाल उपाध्याय स्वावलंबन योजना अरुणाचल प्रदेश की राज्य सरकार द्वारा शुरू की गई है। इस योजना के तहत राज्य सरकार स्टार्टअप कोश के जरिए ऋण पर सब्सिडी प्रदान करती है। यह योजना बेरोजगार युवाओं को उद्यमी बनाने के लिए प्रेरित करने के लिए शुरू की गई है।
इस योजना के तहत, जो लोग छोटे और मध्यम उद्यम स्थापित करना चाहते हैं, उन्हें प्रोजेक्ट लागत 10 लाख रुपये से 50 लाख रुपये के बीच होने पर 40% की सब्सिडी प्रदान की जाएगी। इसके अलावा, लोन कंपोनेंट 30% से 50% होगा। उद्यमियों को अपने योगदान के रूप में प्रोजेक्ट लागत का कम से कम 10% से 30% देना होगा। महिला उद्यमियों को वार्षिक रूप से 5% अतिरिक्त ब्याज सब्सिडी भी उपलब्ध होगी, परन्तु उन्हें गैर-क्रियाशील इकाई न बनने के लिए अहमियत दी जाएगी।
इस योजना का मुख्य लक्ष्य बेरोजगार युवाओं को उद्यमी बनाना है ताकि वे अपना व्यवसाय शुरू कर सक
Deen Dayal Upadhyaya Swavalamban Yojana
Deen Dayal Upadhyaya Swavalamban Yojana is a scheme launched by the government of Arunachal Pradesh with the aim to encourage unemployed youth to start their own business ventures. Under this scheme, the state government provides financial assistance in the form of a subsidy on startup loans to eligible entrepreneurs. The scheme covers various sectors such as agriculture, horticulture, eco-tourism, traditional textile weaving, and small-scale manufacturing units. The primary objective of this scheme is to promote entrepreneurship and self-employment in the state, especially among the youth. Through this scheme, the government hopes to create job opportunities and boost economic growth in the region.
Objectives Of Deen Dayal Upadhyaya Swavalamban Yojana
The Deen Dayal Upadhyaya Swavalamban Yojana aims to:
Encouraging unemployed youth in Arunachal Pradesh to start their own businesses
providing low-cost capital for entrepreneurship
to Promote value addition in agriculture, horticulture, and allied sectors
to Support eco-tourism, traditional textile weaving, and small-scale manufacturing units
to Provide additional benefits for women entrepreneurs and qualified graduates
Eligibility Criteria
To be eligible for the Deen Dayal Upadhyaya Swavalamban Yojana, you must:
Be an unemployed youth in Arunachal Pradesh
Have a degree or diploma related to tourism and hospitality, IT, mobile repairing, motor garage, fabrication, or any other technical field
Be willing to contribute a minimum of 10% of the total financial outlay
Submit a detailed project report (DPR) on any of the eligible activities
Apply only in commercial banks
Benefits Of Deen Dayal Upadhyaya Swavalamban Yojana
The Deen Dayal Upadhyaya Swavalamban Yojana provides the following benefits:
Front-ended capital investment subsidy: The scheme offers a substantial 40% capital investment subsidy to eligible beneficiaries who plan to set up small and medium enterprises with a project cost ranging between Rs. 10.00 lakhs to Rs. 50.00 lakhs. This subsidy will be provided at the outset of the project to help entrepreneurs gain access to low-cost capital for their business.
Loan component: The scheme offers a loan component ranging from 30% to 50% of the project cost. This will enable entrepreneurs to secure the necessary financial support required to set up their enterprise.
Contribution from entrepreneurs: Under the scheme, entrepreneurs are required to contribute a minimum of 10% to 30% of the project cost as their share. Those who contribute a higher proportion will be given preference.
Exclusion of land and building cost: The cost of land and building will be excluded from the project cost, thereby making it easier for entrepreneurs to avail the scheme benefits.
Additional interest subsidy for women entrepreneurs: Women entrepreneurs who are eligible for the scheme can avail an additional 5% interest subsidy annually, provided they do not become a Non-Performing Entity. This will encourage and support women entrepreneurs to start their own businesses and contribute to the growth of the state’s economy.
Required Documents
To apply for the Deen Dayal Upadhyaya Swavalamban Yojana, you must submit the following documents:
Detailed project report (DPR) on any of the eligible activities
Form (Annexure A) and declaration
All relevant details and certificates
Acknowledgment of receipt obtained from the office of the Additional Deputy Commissioner, Headquarters
How to Apply For Deen Dayal Upadhyaya Swavalamban Yojana
Online Process
To apply for the Deen Dayal Upadhyaya Swavalamban Yojana, follow these steps:
Visit the official website of the scheme.
Click on the “Register” option in the website menu section and fill out the registration form.
Once you have completed the registration process, log in to your account on the website.
Fill out the loan application form, providing all the necessary details about your proposed business venture.
Upload all the required documents, including your business plan and financial projections.
Review the application form and ensure that all the information provided is accurate.
Submit the loan application form online.
It is recommended that you apply for the loan from an eSeva Kendra to avoid any errors or issues during the application process. The staff at the eSeva Kendra can assist you with filling out the application form and uploading the required documents.
Offline Process
To apply for the Deen Dayal Upadhyaya Swavalamban Yojana, follow these steps:
The Deen Dayal Upadhyaya Swavalamban Yojana is a promising initiative by the government of Arunachal Pradesh to promote entrepreneurship and provide financial assistance to unemployed youth. Through this scheme, young people can start their own businesses, create jobs, and contribute to the economic growth of the state. By fulfilling the eligibility criteria and following the application process, aspiring entrepreneurs can take advantage of the benefits provided by this scheme and turn their dreams into reality.
Frequently Asked Question(FAQ)
What is Deen Dayal Upadhyaya Swavalamban Yojana?
Deen Dayal Upadhyaya Swavalamban Yojana is a scheme launched by the government of Arunachal Pradesh to provide financial assistance in the form of a subsidy on startup loans. The scheme aims to encourage unemployed youth to set up small and medium enterprises with low-cost capital.
What is the subsidy offered under this scheme?
The scheme provides a front-ended capital investment subsidy of 40% for entrepreneurs who wish to set up small and medium enterprises with a loan from Rs 10.00 lakhs up to Rs. 50.00 lakhs of the project cost. Women entrepreneurs are eligible for an additional 5% interest subsidy annually provided the entrepreneur does not become a Non-Performing Asset (NPA).
What are the sectors covered under this scheme?
The sectors covered under this scheme are food-processing units in agriculture, horticulture, and allied sectors including packaging, cold chain, cold storage, bamboo, etc. Traditional textile weaving for modernization of traditional looms and purchase of new looms to start a new weaving unit. Eco-tourism including homestays and tour operators. Small-scale manufacturing units, service centers, and diagnostic centers.
Who is eligible to apply for this scheme?
Unemployed youths having degree/diploma holders in tourism and hospitality, ITI, or any other technical degree/diploma related to fabrication, IT, mobile repairing, motor garages, etc. are eligible to apply for this scheme. Preference will also be given to private doctors for opening medical clinics and diagnostic centers in the border CD blocks. However, the clinical fees shall be fixed at a reasonable rate.
How to apply for this scheme?
To apply for the scheme, the applicant needs to register at the Stand Up India portal, prepare a DPR on any of the eligible activities, fill in Form (Annexure A) and declaration, submit the application along with all details/certificates in the office of ADC, HQ, and obtain acknowledgment of receipt. The applicant also needs to appear before the District Level Screening Committee as and when called for. The scheme is applicable only in commercial banks.
